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Things to know about a loan modification:
- You (the homeowner) can perform your own loan modification. The lender will request various documents such as: Tax Returns, Pay Stubs, Bank Statements, Financial Statements, and a Hardship Letter.
- ONLY a licensed "Debt Adjuster" or Attorney-at-law may legally perform loan modifications in New Jersey. Keep this in mind if you choose to hire a third party.
- Beware of scams which charge outrageous fees or do not offer a money back guarantee
If you don't want to be hassled with doing a loan modification or just don't have the time, contact us direct for a loan modification specialist in New Jersey to assist you with the process.
*If you have already been denied for a loan modification, you may still be able to prevent foreclosure. Like many of our clients throughout new jersey, short sales have been the preferred alternative as opposed to losing their home at sheriff's sale.
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